Navrisk consolidates SME bank data from any source, highlighting unseen signals that matter. Built by lenders to accelerate underwriting and enable real-time monitoring.
Navrisk doesn't replace your judgment, it sharpens it.
By ingesting PDF Statements and Open Banking feeds, consolidating cash across accounts and entities and standardising messy data, we eliminate blind spots and surface the signals that matter. Access a dedicated dashboard or integrate by API to fit your workflow.
Fast. Flexible. Built by lenders for lenders.
Consolidate all accounts, entities, and bank sources into a single, reliable view.
Highlight trends and anomalies so teams can act with confidence.
Automate consolidation, categorisation, and anomaly detection across all data sources.
Ingest PDF Statements and Open Banking feeds seamlessly into your workflow.
Underwriters spend less time crunching numbers and more time assessing borrowers.
Automatic flags for anomalies and hidden exposures.
Borrower-level lending insights in seconds.
Dashboards and views that adapt to your process.
Monitoring teams have real-time visibility surfacing signals without blind spots.
Consolidated cash view across all accounts and entities, with automated categorisation of transactions, spend tracking, and liquidity analysis.
Detect stress patterns like declining inflows, overdrafts, or unusual transfers before they hit reports.
Always-on monitoring that ensures nothing slips through between reporting cycles.
Navrisk was created by SME lenders who faced messy bank data firsthand. We know the truth lies in the numbers, not reports or spreadsheets. By combining lending expertise with advanced data skills, we built a platform that delivers reliable insights, real-time alerts and robust automation to solve problems other tools can't.
Navrisk ingests PDFs and Open Banking feeds, standardises all accounts and entities and creates a clean, reliable base for insights. With automated checks, anomaly detection and API-ready integration, your team sees the signals that matter. Fast, consistent and without blind spots.
Our advanced automations ensure uninterrupted access to bank transaction data with features including:
These tools minimise data drop-offs, reduce manual effort and provide a frictionless experience for both lenders and their clients. Navrisk delivers reliable, real-time insights at scale.
Turn raw bank transactions into insights, uncovering cash flow trends and patterns. Combining ML with LLMs to truly understand bank data.
Achieve a unified perspective with aggregated data across entities, accounts, and transactions.
Streamline Open Banking integrations ensuring secure, uninterrupted access to financial data.
Disjointed data and manual processes slow underwriting and obscure portfolio visibility.
Critical risk signals are missed due to outdated systems and delayed insights.
Reporting gaps hinder timely decisions and investor confidence.
Delivering benefitNavrisk's all-in-one platform unifies underwriting and monitoring for a real-time view of borrower and portfolio risk.
Automated data aggregation and scoring enable faster, more consistent credit decisions.
Instant reporting and early warnings drive proactive, informed risk management.
To-do lists keep halving and I'm alerted early, giving me more time to manage and support borrowers
– Mike Millington, Portfolio Manager, SME Capital